Car recovery insurance is very important in bringing your car back to life after a breakdown. The best recovery insurance will almost get to you in less than an hour. In most cases, car recovery insurance companies have the tools and expertise that you need to get your vehicle going again. However, the worst car recovery insurance will leave you stranded for hours on the roadside, with a very small chance of fixing your car.

What is Car Recovery Insurance?

Car recovery insurance (or breakdown cover) is a form of insurance that you take out in case your car breaks down. It can come handy when your vehicle develops a flat battery or gets a punctured tyre amongst other faults. Car recovery insurance implies that you will not be stranded on the side of the road without having access to a working vehicle.

If your car recovery insurer is unable to repair your car by the side of the road, they will either tow you to a workshop where it will be fixed or bring it to your home.

Generally, you can purchase vehicle recovery insurance as an individual. It is also offered by some car recovery insurance providers as part of your vehicle insurance. It can also be included with some bank accounts. You need to check whether you can get car recovery insurance from other avenues before you take it out.

Types of Car Recovery Insurance

There are different types of car recovery cover that you can purchase. They include:

• Personal or Vehicle Cover

Personal cover implies that the breakdown cover policy applies to you as an individual. This implies that you will be covered for any vehicle if you’re driving or riding passenger, provided it aligns with the requirements contained in your policy.

• Traditional or Insurance-Style Cover

This form of vehicle recovery insurance is one in which you pay a particular amount on a monthly or yearly basis and you’re covered for everything contained in your policy. Also known as pay-and-claim, this is the type of car recovery insurance where you pay upfront for your breakdown cover.

What is Covered by Car Recovery Insurance?

The degree of coverage that you get from your car recovery insurance will be determined by what you take out. The coverage include:

• Roadside Assistance

This is the type of coverage where a mechanic will try and repair your vehicle but they’ll tow it to a garage if they’re can’t repair it at the roadside.

• Vehicle Recovery

Also known as national cover, it is a form of coverage where you have the opportunity of choosing any location in the nation where your car can be towed to if your car cannot be repaired.

• At-Home Breakdown

Just as the name implies, it is a form of coverage where a mechanic can help get your car back on the road if your car breaks down either at home or close to your home.

• Onward Travel

In this coverage, you will have more options that you can choose from when your car breaks down. Such options include courtesy vehicles, accommodation and alternative travel arrangements.

• European Cover

If your car breaks down while driving in Europe, your car recovery insurance provider will help you arrange for assistance in order to get you back on the road.

Do I Even Need Vehicle Recovery Insurance?

If you go for the wrong form of vehicle recovery insurance, or going without one entirely, can make you lose hundreds of pounds. Study revealed that one in six cars usually break down.

So, it’s important to go for the right recovery insurance if you don’t want to be left stranded on the roadside for hours.

Get The Cover You Need To Get Back On The Road After You Break Down!

Choose White Recovery breakdown cover to protect you while you’re on the move and get the peace of mind that you deserve.

If you want to get back on the road quickly after your plan has been interrupted by a breakdown, White Recovery breakdown cover will provide the best car recovery insurance that you need in a timely manner.

What Should You Do If You Break Down?

Broken down on the expressway? The first thing you need to do is to safely get off the road. Once this is done, get in touch with us and let us know where exactly you are as well as the nature of fault that your car has.

You will also need to provide your policy number as well as the registration, model and make of your car.

We’ll get in touch with you as soon as possible depending on the level of cover that your car has. We’ll do all we can to get your car running as quickly as possible.